PayPal is now offering $10 just for signing up for their payment service. With PayPal you can send money to anybody with an e-mail address (PayPal will deposit the money directly in their checking account) and you can charge the payment to your credit card. If you have a mileage-based Visa or MasterCard (and who doesn't) you will also get mileage on this transaction. While the PuddingGuy does not need the miles, others may want to look at:

https://secure.paypal.com/refer/pal=jeff_kurn%40hp.com