These can be reloaded with reload cards which can be bought at some places with a CC.
To avoid spelling it out for you, do a little bit of reading here:
http://boardingarea.com/blogs/freque...es-the-throne/
It has a distinct advantage over the Amex Prepaid card - bill pay, for companies that don't normally take CC, as in mortgages.. only 79 mortgage companies listed so far in their Biller Directory, but you can e-mail to request they add your Biller.
There is a $20 bonus for referrals when you load $40. A conga was just started in the Spam forum:
http://www.flyertalk.com/forum/s-p-m...-netspend.html