Originally Posted by jayzee9

I think people are overlooking how good of a deal this is. This is a card they normally charge $395 for free the first year.

70k Bonus points is great

$200 airline credit

Lounge Pass

Marriott Gold Status for a Year

Ritz Carlton Upgrade Certs.

No Foreign Exchange Fee

JP Morgan Concierge

In my mind this is the best first year fee-free credit card available right now, I applied and was just accepted for the card. I don't know how long this backdoor will be open, so I encourage anyone thinking about applying to do so now.