Really! They told us $600 in a calendar year...I guess time will tell. Quite a significant difference between $600 and $20K. Oh, wait, I think I know. The $20K may be for ITEMS that are sold. But it's $600 for services and has been for years, at least for writing services. I think it's gotta be the same for most services...

As for repaying money you owed to your dad, if they questioned it, I don't think you would have a problem because presumably you could find your dad again and get him to confirm that it was repayment of an interest free loan. He would have a tax liability if you paid interest on the loan, of course, but since it's your Dad, I for one will assume the loan is interest free.