I am starting school again soon. I have bad credit, but I have $20,000 up front to pay for school. I will not qualify for any miles cards. however, given that I have so much up front is there some way that a credit card would accept an advance payment & I still qualify for the miles/$ and bonus sign up rewards? I've never heard of this before but I am also just 22, so who knows. I figured I would ask here before calling each credit card.

Any help would be greatly appreciated!