FlyerTalk Forums - View Single Post - From my point of view, Chase Hyatt card is overvalued.
Old Jun 8, 2012 | 1:22 pm
  #27  
sdsearch
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Originally Posted by inY
A Bank of America WorldPoints card has no annual fee and earns Aeroplan at 1 mile/$.
That's helpful if you collect Aeroplan miles otherwise, but keep in mind that Aeroplan miles expire 7 years after you earn them no matter what. So make sure, if you don't yet collect Aeroplan miles, that if you choose this card simply because of that, that you have to earn enough Aeroplan miles to redeem (and actually redeem) with 7 years, or all will be for naught:

http://www.flyertalk.com/forum/air-c...ghlight=expire

I've amended my post that you quoted to clarify that the WyndhamRewards program lets you transfer to multiple airlines. If BofA WorldPoints only earns 1 mile/$ for Aeroplan (and no other airlines), then with that modification I think my statement is still accurate:

Originally Posted by sdsearch
And, btw, the WyhdhamRewards credit card is the no-annual-fee credit card with this highest rate of (multiple) airline miles earning --0.8 miles/$ -- of all credit cards anywhere!)
(With the WyndhamRewards MC, just like with the SPG Amex, you don't have to decide up front which airline or airlines you'll transfer to. You can wait until you know which airlines' miles you need for a particular trip. That is a strategy that's only possible with a card that earns you points that can transfer to multiple airlines, not a card that earns you points only with one airline.)
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