Originally Posted by
SouthOxon
For UK-denominated cards the only element of the insurance that requires the purchase to be charged to Amex is the 'Purchase Protection' element. No such restriction applies to the travel insurance components.
No mention ...(in T&C) ...at all about the need to have paid with an Amex card, except specifically for 'Purchase Protection' claims
The UK call-centre is closed, and I've been poring over my terms and conditions document to see if I need to have bought my travel via my UK-based Platinum charge-card to be able to claim flight-related benefits, and benefits in general.
The only insurance-related mention I can see which specifically requires card use is for purchase protection. So it looks as though I've got a perfectly straightforward travel policy requiring only that I maintain an active Platinum charge card account.
So far, so good: this chimes with SouthOxon's interpretation.
However, a more recent, online, version of the T&C has card purchase as an eligibility requirement for flight-related benefits AND for belongings and cash.
https://secure.cmax.americanexpress....0UK%20Plat.pdf
Rather begs the question of how much, which parts, of the trip needs to funded by use of the card.