Originally Posted by
joshwex90
Capital One charges know foreign transaction fee when withdrawing from a foreign ATM. HOWEVER, they do charge the same $2 fee that they always charge when using a non-Capital One ATM.
It seems like you are referring to Capital One, N.A., which is the brick-and-mortar bank found in NYC, New Orleans, and a few other cities. They charge $2 for outside ATM usage.
However, Capital One Bank (USA), N.A., which is the online bank, does not charge for using an outside ATM and rebates surcharges up to $25 a month, both domestic and international. You cannot open this account if Capital One has brick-and-mortar branches in your area.
The two are separate banks with separate FDIC coverage, owned by the same bank holding company.
Hope that clears it up.