FlyerTalk Forums - View Single Post - Best travel protections for intl reward flight. Saphire, INK, or AMEX gold business
Old May 28, 2012 | 11:53 am
  #6  
kunk00
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Join Date: Apr 2012
Location: SFO, SIN, PVG
Programs: UA, AA, Hyatt, Marriott
Posts: 303
Originally Posted by boogsbobo
I will soon be redeeming AA miles for an explorer award and I'm wondering which credit card will provide me the most complete travel protections.

The cards I have are the Chase Saphire Preffered, Chase Ink Bold, American Express Gold Business Rewards, and Citi AA biz, AMEX, and Visa. Each provides some form of Travel Accident Insurance and Baggage Insurance.

Anyone know off hand which offers the generally stronger protections? Or if there are complications with the fact that i won't be purchasing a fare, but rather just paying taxes and fees.

p.s. I'll be visiting Spain, India, Thailand, Myanmar (on another ticket), China, Russia, and Poland. Thanks!

I use saphire prefered card booked a reward ticket from UA.com. I did not receive my luggage when I got destination. I call sapphire customer service and they just checked the transaction and did not ask why I only less than $100 to buy this transcontinental ticket. First they do not know what kind of ticket it is. Second, airline tickets change a lot, some one even buy free ticket from some low price airline. They transfer me to insurance company and I then got instruction on how to fill the form and everything.

Eventually, airline find my lugguage later and gave me some interim expense rebursement. I did not call credit card insurance company again. If airline did lost my luggage. I believe the credit card insurance company will cover some of my loss.
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