Odd thing with my prepaid rate. I submitted and won a BRG claim but still no charge on my card, despite the rate being prepaid and the BRG T&Cs saying it'll be taken.
My friend who booked after me for the same hotel and date, submitted a claim, and won had the full charge taken off his card, but no refund so far.
I have CC Gold status, but can't see why that would matter.