Originally Posted by
joshwex90
Capital One charges know foreign transaction fee when withdrawing from a foreign ATM. HOWEVER, they do charge the same $2 fee that they always charge when using a non-Capital One ATM. This is the same as TD Bank, for example. TD, however, waives the non-TD ATM fee in some cases. There are a bunch of accounts, that coupled with a minimum daily balance of $2500 will waive the non-TD ATM fee. These accounts are free.
Ally refunds all ATM fees within the USA. Outside the USA, they do not refund the fee AND charge a 1% foreign transaction fee.
I believe Charles Schwabb is the only bank left that will allow you to withdraw for no fee at all on any account. If you keep a higher daily balance than $2500, TD may be a good idea.
"If you keep a higher daily balance than $2500, TD may be a good idea." May I ask why is that the case? I have a TD debit card and am planning a trip to Europe this coming summer. All the researches I've been done show that TD may charge a fee...