Originally Posted by aSiAnRiCk

Just applied for a card and received instant approval. Called customer service because I didn't receive anything via email. She said I'll get the card in the mail.

Then she told me my credit limit, which was too high for my needs. I told them I want to decrease it as I don't plan on using the card. She told me the lowest I can have is $5000 .. odd. Also, I was able to have only my first initial on the card. (I can't do this for some reason with USBank's Flex Rewards card)

Thank you OP and others for the helpful posts!