Originally Posted by
Science Goy
Since I already earn miles far faster than I can use them (and consequently end up giving away all my miles), I've opted for the $100.
Each has their own personal situation. I haven't read many posts on FT by those who give away all their miles. But that doesn't mean they have no value, does it?
FTers should also know that Capital One has a money market account paying about 6 times the rate of that Schwab account, plus bonus rates even higher for the first year. I'm not a Cap One fan and Schwab has better service. But I am a money fan and 6x the rate is a whopping difference well worth the occassional hassle. At least to me.