A slightly belated welcome to FT,
FreeBird2k.
Originally Posted by
FreeBird2k
90% of people have a FICO score in the lower 700 or below
Do you have a source for that? I think you're mistaken. The most recent table I saw showed 40% of US consumers at or above 750 and the median at around 720. That was a couple of years ago, so things may well have changed - but not, I suspect, to the extent that your figure suggests.
You left out The Lurking (Savvy) Leisure Traveler [...] I think 90% of FT'ers fit this bill
Or maybe you just like the feel of "90%" when it comes to making sweeping claims.