truckerswife -
Welcome to FlyerTalk and thanks for the post!
While we all like AP over Paypal for the lack of fees, don't expect it will last forever. Once upon a time, Paypal had no fees either, and I think the limit was $5000 per month, in the very beginning.
As these systems mature and take hold, the fees tend to roll in. That recently happened to both Venmo and PayDivvy.