FlyerTalk Forums - View Single Post - Does a banking relationship help in CC applications?
Old May 13, 2012 | 1:48 pm
  #15  
BankerManUSA
 
Join Date: Oct 2009
Location: Portland, Oregon (PDX)
Programs: UA 2MM/*A Gold, Alaska MVP Gold, WN A-List, Hertz Platinum, IHG Platinum
Posts: 276
I wouldn't bother...

With a CB score of 740, I wouldn't bother with the relationship.

What you should focus on is DTI and taking note of how much credit you have available and what your utilization ratio is.

If you have many other cards with huge limits and low utilization ratios, you'll fight an uphill battle there since most card issuers will think that you have enough credit available.
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