Originally Posted by
Rommie2k6
As listed above, does having a banking relationship have any positive effect on helping in your CC application, especially when you are one of those "borderline cases" (e.g. too short credit history, too many recent inquiries, etc...)
2 times it helped me:
1. as a college student, with my college credit union (was getting rejected from BoA, Chase, etc due to lack of credit history and minimal annual income).
2. getting a CC in foreign countries (eg Switzerland)...