Originally Posted by
dhelman
I have seen shops with the Discover Card logo in some shops, but I did not know they were tied in with union pay. I guess I have been under a rock for the last three years in Beijing.
Are Discover cards accepted with only a signature, or do I need to get a PIN? I guess I should call Discover and ask them how to get a PIN for the card.
For those that have been to China, merchancts are always asking for the "Mėmǎ" (Chinese for password or PIN).
Either moondog's assumption may be inaccurate or we aren't "common".
BTW, no password/PIN required to use Discover.
Also, I know about merchant always asking about using a PIN and I'm concerned that using a PIN would process the transaction as a cash advance. The advice I had received is to never use a PIN in the US for fear of high cash advance fees.
Have you ever added a PIN to a card for credit card transactions for use in China?
If so, does the card then have 2 PINs, one for Credit transactions and one for cash advance/ATM use?