Does anyone have any experience with the following situation? (My apologies in advance if this has been covered, but I haven't seen it):

I have an individual Fidelity account in my name, and a joint account with my wife. Earlier this year I got an exemption and took advantage of the AA/Delta/Apple offers. Was planning to do the same triple dip in my wife's name, but with the new rules will now only do an AA/Apple double dip (at least I no longer have to go through customer service to get an exemption).

My question is -- do you think I can run my wife's funding through the joint account, or will that be considered an ineligible account since it also has my name on it? I'd rather avoid the step of opening a new account in her individual name, but I guess I'll do it if I have to.