Originally Posted by
RewardTraveler
Also keep in mind that credit card insurance coverage usually requires full payment on the credit card. Booking on points generally nullifies the coverage.
That's been one of the drawbacks for me, even if the value/mile ratio was OK. It would force me to buy the rental company's CDW or equivalent, which can be as much or more than the basic rental cost. If I were otherwise buying trip insurance for the particular trip I guess there might be a plan that provides adequate enough coverage.