Originally Posted by
Manila Flyer
Any thoughts at all on the pros and cons of downgrading versus canceling?
I have a Blue Cash card and like it quite a bit. Great for buying groceries (3% cashback), and no annual fee. I'd downgrade to that just to keep your relationship with Amex alive. They're a good issuer, but they have come down on people for trying to churn too aggressively in the past. Worth it, I think, to keep.