Originally Posted by
flygirl12
Thanks a ton to both of you for your help! Sounds like I ended up on a good thing with my Chase Sapphire card even though I picked it blindly. I didn't even realize the 2x travel points applied to cabs... I definitely need to switch to using that as my everyday card!
I'll have to do some research into the cash back options you mentioned vs. the SPG AmEx. The idea of cash back is incredibly appealing in theory- it seems logical in many ways to get cash back vs. points toward an awesome vacation I don't technically "need." But man... I love awesome vacations
Do you have the Sapphire or the Sapphire Preferred card? They're slightly different (
https://creditcards.chase.com/sapphi...ds-comparison/); most important difference is, only the Preferred lets you transfer rewards to airline/hotel programs.
Thinking more about cashback, over time, it's probably more value than the miles you'll earn from spend, at least assuming the categories work for you. BUT, the sign up bonuses on miles cards make up for a ton of cashback dollars. So again...what's important to you
there's also a stage of life question; I imagine that cashback will be much more valuable to me when I have young kids and am not able to travel as much, whereas right now travel opportunities matter more. That's the nice thing about this - you aren't locked into anything! You can always get a different card later.