Originally Posted by
peachfront
Promos and deals all cost way more money than applying for credit cards.
That brings up an interesting question. What is a hard pull worth to you?
For me, it $250. I won't do a hard pull unless I'm getting $250 (conservatively) from the bonus. If a card pulls all 3 reports, then is $750 of value I need.
While most realize that credit is an asset, you also need to assign a value when you purposely impair that asset. Mine is $250 per pull.