I actually have a target visa card, which is actually jointly under my name (didn't realize it until I asked my dad). I only use it for gas, and he always pays it off. I am guessing that helps, but not enough for anything that requires points. Any tricks to earn more miles with the suntrust card? I have been thinking of when my friends offer to purchase large items, ask them to give me cash and just get the points. I doubt it, but does money order work? What if I paid rent using that, or lets say make a money order out to a "friend"?