Originally Posted by
suspire
I'd have to look at the thread you're talking about to know for sure, but I've heard about the AARP card and that seems to be a specific issue regarding a single, specific Chase card using a specific pattern of behavior designed to either manipulate the system or otherwise go well beyond what the intent of the program was meant for with is causing Chase net losses on those accounts and therefore, unsurprisingly, they are closing them down.
Broadly applying those examples--if they are legitimate and true--to all Chase cards and all patterns of spending would be... erroneous at best.
Why do you say that? If you are causing Chase losses by maximizing good promotions, whether through sign-up bonuses or ongoing rewards, then it would follow that you would be at risk. The more you maximize your rewards payouts, the more losses you would seem to be causing, which means that the likelihood of getting hit goes up, doesn't it?
If, on the other hand, you are putting your charges on a no-rewards or a low-rewards credit card, not paying off your balances in full every month and subsequently paying interest on them, then Chase (and every other issuer, for that matter) probably loves you to death. Since we are having this discussion, then you are presumably not doing something like that though.