Originally Posted by
am1996
Chase has been on a rampage as of late, shutting down people's CC's left and right for "abuse," "rewards program not used as intended" and other extremely vague reasons. I would recommend laying low for a while.
Or maybe it just seems like it, because people are hysterically posting about closed accounts like lemmings.
I'd like some cold, hard stats before I buy into Chase Rampage 2012.
As for the OP, I'd say: Don't do anything illegal and don't do anything that egregiously gouges Chase and you should be fine.
But as for your options, #2 sounds like a good plan to me. Especially if you're using SP and Freedom as your main go-to cards, you're probably listed as a "profitable customer".
As for when to go for Ink Bold, hard to say since you have had so many Chase cards. Might be a tricky sell, but I'd say it depends on your spending patterns (how much do you spend/spend on Chase cards) and the value Chase sees in the relationship. And your credit rating/report, of course. But if you haven't picked up a new card in the last 3 to 6 months, I'd say go for it. The worst they can do is reject you.