FlyerTalk Forums - View Single Post - What's best way to decrease likelihood chase would cancel my accounts?
Old May 3, 2012 | 9:40 am
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webazoid
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What's best way to decrease likelihood chase would cancel my accounts?

I've beeen a chase credit card user for a few years. Started out with the freedom card that was my primary card for the longest time and also have a chase checking account. Applied to Continental 50k last year before I was aware of churning. Over past 6 months, got the SWA personal 50k, SWA biz 50k, United 50k, and chase sapphire preferred 50k along with a few other credit cards (Hawaiian airlines 70k, us airways 40k) for 310k miles. Now that I've met spending requirements for all of them, I'm back to usual spending habbits and will have freedom/sapphire combo for majority of purchases and pull out the other cards as needed.

Don't feel that I need the SWA personal or biz or Mileage plus cards now that I can transfer UR to UA or SWA. I will definitely be renewing SP. When the annual year is up, should I:

1) Cancel the SWA and MP cards and don't transfer to credit line to decrease my percentage of credit card line to annual salary?
2) Cancel SWA and MP cards and transfer the credit line to freedom or SP?
3) Cancel one SWA, keep other SWA, and cancel MP?

When will best time be to reapply? Eyeing the Ink Bold
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