I applied for and received the 60k card in January, and applied for my wife a couple of weeks ago. She was just declined, even though I have considerable income and we both have impeccable credit history, because of the US CARD law - because she has no earned income, Chase would not process the application! This is very frustrating, as it obviously takes her out of the picture in terms of credit card sign-up bonuses. Another federal "protection" we don't want.....