Barry - Welcome to FT. It is difficult to get approved for credit card applications unless you have a proven source of income and a good credit score. So first things first you should have realistic expectations, good credit score and a source of income to pay down the credit card bills in full every month. If you don't have good credit score, then you should start building up your score. There are some forums that provide you information on how to do that. Once you get that down you can start reading the forums for more information on what credit cards you can apply etc. Baby Steps.