Originally Posted by
Happy
I can tell you a resounding NO based on sagas told to me via people's PMs asking for help.
If all your Chase cards are just opened for the initial bonuses and you have opened a boatload of them in a short period of time, you better start using at least one or two of them regularly. Else the beginner's luck could eventually run out when the system eventually flag the pattern of behavior.
The best policy is to have a no fee card with Chase and keep that card active - Freedom is a very good choice as a relationship builder.
We have 2 Chase cards--Freedom opened July 2011, and we filled the 3K min spend in just one month, with a trip to Africa. Continued to use the card regulary, about 2K per month.
Fast forward to Jan 2012, got the Chase Sapphire Preferred. Filled the minimum spend of 3K in less than one month (daughter's college expesnse came due).
Continued to use both ^^ cards, appx 2k to 5k per month, total.
Now April 2012 applied for the Avios BA card (Chase), as we know we will make the 20K spend easily.
Chase did not give us the card; we have a "pending review".
We has a checking account with Chase (among other banks); own our own 500K home, substantial investment assets and a trust fund. Yet Chase didn't approve our 3rd app.
So, who can say?