Originally Posted by
Often1
Banks look at the value of the "relationship." That includes checking accounts. But, the question is how much of a balance you generally keep in the checking account. It also includes CD's, mortgages and any other services.
I'm not a churner per say. I add 2-3 new cards a year for my wife and 2-3 for me. But the more value you create for them the better off you are. That's why I opened a Chase checking account. I may also open a Citi account in the future. If I refinace I'll look at both of them first. Just makes sense to me if their the same price. I don't mind giving something back when I have to do it some where any way.