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Old Apr 18, 2012 | 4:32 pm
  #100  
booyaa
All eyes on you!
15 Years on Site
 
Join Date: Dec 2009
Location: ROC
Programs: Anything CC gives me
Posts: 1,119
Since 12/2010 (as early as I can tell), my Chase applications (all 6 of them, last one was yesterday) have all resulted in pulls from BOTH Experian and Transunion. Happen to anyone else? With Amex pulling from Experian as well, my Experian inquiries count is up to a whopping 16!

Card Issuer: Chase
Card: Continental OnePass Plus
City and State: West Henrietta, NY
Inquiry Date: 12/10/2010
Credit Agency: Transunion (appears as CHASE) AND Experian (appears as CHASE BANK NA)
Result: Pending, approved after call in

Card Issuer: Chase
Card: British Airways
City and State: West Henrietta, NY
Inquiry Date: 4/10/2011
Credit Agency: Transunion (appears as CHASE) AND Experian (appears as CHASE BANK NA)
Result: Pending, approved after call in

Card Issuer: Chase
Card: Sapphire Preferred
City and State: West Henrietta, NY
Inquiry Dates: 6/7/2011 AND 6/10/2011
Credit Agency: Transunion (appears as CHASE) AND Experian (appears as CHASE BANK NA), respectively
Result: Pending, approved after call in

Card Issuer: Chase
Card: Southwest Plus Personal
City and State: West Henrietta, NY
Inquiry Dates: 11/11/2011
Credit Agency: Transunion (appears as CHASE) AND Experian (appears as CHASE BANK NA)
Result: Pending, approved after call in

Card Issuer: Chase
Card: Southwest Plus Business
City and State: West Henrietta, NY
Inquiry Dates: 11/16/2011
Credit Agency: Transunion (appears as CHASE) AND Experian (appears as CHASE)
Result: Pending, denied after call in

Card Issuer: Chase
Card: Ink Bold Business
City and State: West Henrietta, NY
Inquiry Dates: 4/17/2012 and 4/18/2012
Credit Agency: Transunion (appears as CHASE) AND Experian (appears as CHASE BANK NA), respectively
Result: Pending, approved after call in

Yes I know I've submitted a lot of apps with Chase, but that's besides the point. Every time I apply I hope they will only pull one, but no. My gf's apps with address in another town/zip (an hour away, same state) only result in one pull for each app, however. Next time, I'm going to use her address and see what happens.

For what it's worth:
Card Issuer: AMEX
Card: Multiple (Personal and Business)
City and State: West Henrietta, NY
Inquiry Dates: Multiple
Credit Agency: Experian
Result: All instant approvals
Note: Pulls same day for personal and business merges

Card Issuer: Citi
Card: Multiple (Personal and Business)
City and State: West Henrietta, NY
Inquiry Dates: Multiple
Credit Agency: Equifax (Most cards show as CBNA, Hilton cards show as CITI)
Result: Eventual approvals on all
Note: Same day pulls from CBNA (ie, Premier) and CITI (ie, Hilton) will not merge, even though issuing bank are same

Card Issuer: Bank of America
Card: Multiple (Personal and Business)
City and State: West Henrietta, NY
Inquiry Dates: Multiple
Credit Agency: Experian for Personal (appears as BANK OF AMERICA); Transunion for Business (appears as BK OF AMER)
Result: Eventual approvals on all except one business card attempt

Card Issuer: Barclays
Card: US Airways
City and State: West Henrietta, NY
Inquiry Dates: 3/9/2011
Credit Agency: Transunion
Result: Denied because I am not citizen or permanent resident

FYI, West Henrietta, NY is near ROC, upstate NY

EDIT: Seems like the inquiries (two separate instances) for the Citi Hilton cards have changed from CITI to CBNA. But not merged with other CBNA inquiries on same date. Anyone know how I can request inquiries to be merged for same creditor on same date?

I use Transunion's TrueCredit service, by the way.

Last edited by booyaa; Apr 18, 2012 at 4:48 pm Reason: see EDIT
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