Originally Posted by
jrb0234
I recently received a Chase Sapphire Preferred card, and plan on applying for some other travel rewards cards as I'd like to get into the churning game. I'm looking to do some traveling which would mostly be backpacking through Latin America, staying at small hotels and hostels. Occasionally a rental car may be needed, but I'll have very few expenses in the way of resort hotel rooms, baggage fees, etc. I'd also prefer to save money by flying coach and using whatever airline might be cheapest at the time, even Spirit Airlines (although I'm currently trying wanting points to stack with an existing AA credit I have). My typical spending on my current Discover More credit card seems to be around $2000 a month consisting primarily of bills and "general purpose" spending, with a fair amount of restaurant spending.
Once I've hit my minimum spending requirements to receive my miles from these various travel credit cards, does it make sense for me to continue using my Chase Sapphire for all my credit card purchases?
In general, how does the dollar value of the miles earned from using the Chase Sapphire compare with what could be earned with strategic use of cash-back cards? I know this is a difficult question to answer, but I'm looking for some perspective. Thanks.
Without going in-depth....The Chase UR points will always be better than discover's "cash back". The chase points can be transferred out to airlines/hotels, or if you prefer can be a straight 1point=1cent conversion applied directly to your statement. Discover makes you redeem for gift cards IIRC.
Basically, UR points have no downside and can do everything the Discover card can do (except 5% cash back, but that's what the freedom card is for

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