ddutil

I understand the difference between default and delinquency. Kiva considers something delinquent for a really long time before they consider it defaulted. That number I gave is the default rate. Believe me, I wish it wasn't.

The dollar amounts are not huge and I can afford it. My point is that somebody might read the glowing reports on here and toss in $10,000 trying to meet some card bonuses (remember, this is FT) and lose a lot of money that they cannot afford.