Originally Posted by
pazza2000
Thanks, I shall wait until this 'letter' arrives and go forward from that.
I have also decided to blame the Black PC Visa for this rejection
It's recent successful application, receipt and healthy limit can be the only thing to have caused my rejection.
I am fine with it in all seriousness, just a little bitter. It does concern me more that this rejection leaves a black mark or gives reason for future rejections.
Unlikely. Your credit record only shows that you applied; it doesn't say you were declined (although if the card itself doesn't show on your record then someone might put two and two together, at least for the immediate future).