Originally Posted by
PETERPNYC
+1 Again for Happy .FWIW In the past I got the DL and Amex points in spite of a DL denial letter. I got a thank you email for the UA promo and no points from UA and an explanation letter that I was ineligible a month later and never got any points nor did I call and risk a clawback of Amex MR points .
YMMV Appplies. I beleive last year when it appeared a triple dip was possible no one or 1-2 people at best got the hat trick
Hi Peter, are you still in Athens?
Right! the 1-2 people who got it had their first application several months before they tried the double dip with a MR/DL combo later. AFAIK, the triple dip was AA or UA, then MR/DL. I am not sure anyone has gotten both AA and UA. Hence the advice about if you are new to Fido, you then qualify for either AA or UA but you have to proceed in strict order in order to get a double dip of your choosing, AA/MR, UA/MR, AA/DL, UA/DL, MR/DL - those are the combos that would work with high success rates. Those who decided to try their lucks and re-invented the wheel often met with failure - only 1 bonus, and quite often the DL took over the primary offer they wanted. Happened to a friend of mine when he signed up DL barely 24 hours after he signed up AA - end result he got DL but denied on AA. The more prudent ones waited for the initial AA or UA posted before signing up for DL - that is, they are able to either put in full amount or large enough chunk so their cycles are short and sweet.
Those of us who are existing customers can only do MR/DL and some of us have to go thru Exception because we have gotten some promotions in the years past. When you got approved via Exception, (usually thru the Executive team or the Marketing team) you had to bring in the full $100K at once, no cycling trick.
With the new conditions, it is actually a welcoming thing to the existing customers who will no longer be denied for promotions. Personally I made my feeling known when the Fido reps who kept calling why our regular account had no activity and with much less asset value now (we still keep the IRAs intact at Fido). I told them TD treated us far better when it came to promotions and TD bent over to accommodate existing customers.
I guess Fido finally sees the light, after years of denying existing customers for the promotions. I literally had a supervisor told me it was marketing costs for attracting new customers therefore tough if you are already Fido customer. Guess what? Existing customers can pull their money out because Fido no longer the top dog in town. We have many alternatives.