probably because you don't see the the non-US thing as insulting either.

But that detracts from the main point I was trying to make which is about valuation and that the Hyatt CC is NOT a good source of Hyatt points other than when used at Hyatt. (Though Chase Sapphire Preferred is a better source, but you can't get that cc either.)

Yes, there was a category adjustment affecting all the categories, but that was a long time ago already. We're still complaining about that?

On the serious side, I do understand the point that Markie was trying to make. I just wish he would have expressed it differently. The bonuses etc have changed, but that's a change that happened before the CC was introduced. The free credit card night bonuses probably do impact what the program can do now, but exactly how is unknown.

-David