Originally Posted by
roki
Generally, yes. If it's two cards from the same bank, he probably has to do it via a checking account. Even if it's from seperate banks, it may not be a bad idea. Example:
He cash advanced $1500 on his card at 2x.xx% interest rate. That balance is now up to $1700. He has a new card offering 0% BT and 3% BT fee. Request a BT check from the new card in the amount of $1700 ($54 BT fee), and make it payable to his name. Deposit the check into a checking account, and then pay off the $1700 card from the checking account. A couple extra steps, but it allows you to BT between two cards from the same institution.
Sometimes the fine print says that those checks are no good if made out to either "Cash" or yourself.
But the basics are there, another card that allows a BT will just pay off the amount and move it over to another card.