I have a stupid question...looks like there is no bonus points offer for this card, right? You only get first year free. I guess since it comes with free Club access, that is worth 50,000 miles for many people?

Also, United benefits aside, it seems the Club card carries a lot more benefits even though they are both Visa Signature?

I can definitely see myself paying for the Club card after I retire and don't make status any more (if I can afford the annual fee then). For now, it seems I need to compare the cards based on the non-UA benefits.

I can't find a place on the Chase website that compares the two cards side-by-side (there is a comparison matrix with other cards). Has anyone seen one?

Thanks.