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Thread: No Annual-Fee Credit Cards - Which are BEST ?
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Old Mar 30, 2012 | 11:41 pm
  #34  
dyv8914
 
Join Date: Mar 2012
Posts: 5
I view credit as a financial tool. I would never pay an AF just for the prestige or exclusivity factor. It makes sense to pay an AF if the rewards or benefits exceed the upfront cost. Even an Amex Platinum can be "worth it" if one travels frequently enough to make use of the lounge access, $200 airline allowance, etc.
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