Hi all -

First wanted to say thank you to all the really informative posts! I am looking to do my own app-o-rama in a few months. I am still in the formative stages of doing this I need to wipe out some debt before I embark on the application.

Anyways I have 2 questions:

1. How many hard inquiries is acceptable when applying? I currently have 3 over a 2 year period.

2. Do I look like a good candidate, financially speaking, to try an app-o-rama once I set my goals and pay off my debt?

FICO: 780 (TU) 760 (EXP)
Avg credit line age: 4 years 9 month
No derogatory marks, collections etc
100% paid on time
Spent about 30k on my cards last year.

Thanks again for all the insight!

mrx