She said this was a recent change and that she had checked with her supervisor. She was fiddling around with some upgrade possibilities for our family. My daughter is silver and she just happened to mention this recent policy change in the midst of our conversation. I mentioned that this was news to me, but she said that it was, in fact, the case. Maybe she was wrong but this change would not surprise me at all in light of other devaluations of FO that have happened lately.