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Old Mar 27, 2012 | 9:26 am
  #15  
aaupgrade
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Join Date: Aug 2004
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Posts: 6,093
To wax philosophic I agree with Sharon's post in that it depends on one's circumstances.

To answer the OP's question directly and without further qualification, I only use points at a burn rate of 1.5¢/pt or higher. YCPPMV.
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