Originally Posted by
pooker
I know a lot of times it has to do with the actual credit card company, but I get approved for other VISA cards okay. I am 23, and I am Gold with Hilton. I always get the same thing with only the Hilton (Not enough credit history). I have been paying my student loans for 2 years now, and I have the marriott premier credit card, a dividend platinum select, and a discover that I always pay on time.
It seems to just be the Hilton card I cannot get approved for. How long did you guys have to build your credit before you got approved? I've never missed a payment, and I always pay everything off in full each month. It asks for your Hilton number, so I was hoping they would see that I stay on their properties quite a bit, but I guess that had no bearing.
Try asking CitiBank for an appeal review of your application; tell them you are willing to start off with the minimum credit limit they offer for a Visa Signature card. Perhaps if you push the issue and ask for a secondary review, they may cave; or apply for the HH AmEx card.
Good luck.