I'm a relative newbie so take this for what it's worth, but I recently signed up for the AMEX HHonors (not the Surpass, I wanted no annual and low spend at the moment) and didn't realize the 6 points per $ for common daily spends like grocery, gas, cell and cable bills that came with it. Mixed with your preexisting gold status, which I have as well, it may be worth having. Churn that with the Citi HH card and it's a decent base. I personally plan on using Hilton for some weekend trips to some big cities we've never visited, so it makes sense for me.