Originally Posted by Wozza2404

What I'd like to know is how the spending rules work on the Lloyds card? For example, if I were to spend £1000 on something, and then pay the bill, I'd get 12500 Avios, correct? Well what happens if that item gets returned the next month, and the refund goes back on to the card? Do you still get the Avios? What about if you purchase something like a hotel stay (fully refundable), pay for it, and then have it refunded in 4 month's time (for legitimate reasons, naturally)?