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Old Mar 14, 12, 10:53 am
Join Date: May 2008
Location: SFO
Posts: 843
Originally Posted by TrueFin View Post
Great topic. Keep in mind that freezing your credit report does not prevent existing creditors from accessing your report.
I was under this impression also, but that is not what the folks at Amex and BofA told me during my apps. I have credit established with both of them and neither could pull my frozen EX report. I also asked a rep from EX about this and he said that for NEW credit lines even existing creditors are blocked from accessing your report.
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