Originally Posted by
TrueFin
Great topic. Keep in mind that freezing your credit report does not prevent existing creditors from accessing your report.
I was under this impression also, but that is not what the folks at Amex and BofA told me during my apps. I have credit established with both of them and neither could pull my frozen EX report. I also asked a rep from EX about this and he said that for NEW credit lines even existing creditors are blocked from accessing your report.