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Old Mar 14, 12, 9:28 am
  #14  
TrueFin
 
Join Date: Mar 2012
Posts: 2
Great topic. Keep in mind that freezing your credit report does not prevent existing creditors from accessing your report. Also, even with a freeze, your report can be pulled for prescreening purposes.

But the bottom line is that freezing all three credit reports is the best way to have control over who is accessing your reports or not (both fraudulent and just unwanted banks).

You can freeze and unfreeze your accounts for each of the three bureaus. Here are the links below:

Transunion
To freeze your report: http://freeze.transunion.com
For more information: http://www.transunion.com/personal-c...t-freezes.page

Equifax
To freeze your report: https://www.freeze.equifax.com
For more information:
http://www.equifax.com/answers/help/...y-freeze/en_cp
https://help.equifax.com/app/answers/detail/a_id/75/
https://help.equifax.com/app/answers/detail/a_id/159/

Experian
To freeze your report: www.experian.com/freeze/
For more information:
https://www.experian.com/freeze/center.html
http://www.experian.com/consumer/security_freeze.html

And finally, keep in mind that freezing your report will likely interfere with any credit monitoring services that you are using. Practically speaking, you'll have to choose between one or the other.
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