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Thread: Keeping Capital One cards? [Cancel, Exchange, Retention Offers, all cards]
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Old Mar 14, 2012 | 6:57 am
  #109  
RewardTraveler
 
Join Date: Sep 2011
Programs: HHonors Gold, National Exec, Marriott Silver
Posts: 267
Originally Posted by iahphx
Is there any reliable info as to which is better for your credit score: cancelling an unused card, or just letting it linger, probably unused?
An unused card is generally better as it will not decrease your available credit and the card will ultimately age longer than it would if you close it right now. Not much downside (other than the fee) to leaving them open.
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