FlyerTalk Forums - View Single Post - Keeping Capital One cards? [Cancel, Exchange, Retention Offers, all cards]
Thread: Keeping Capital One cards? [Cancel, Exchange, Retention Offers, all cards]
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Old Mar 13, 2012 | 10:12 pm
  #108  
iahphx
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The $59 fee for my biz and personal card (and my wife's personal card) have been posted. I have just a couple dollars in rewards left, and really no need for a CapOne card. That said, I'm not hostile to converting one (and maybe all) of these cards to fee-free cards at 1.25% reward -- but I'm not terribly excited by it, either.

Is there any reliable info as to which is better for your credit score: cancelling an unused card, or just letting it linger, probably unused?
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